Strategy & Financial Modelling Manager

Job description

Ocean Finance is a leading financial technology business with a well-known brand since the 1990’s, offering a wide range of personal finance options to consumers such as our credit builder credit card, personal loans as well as a range of mortgage and second charge products to homeowners. We have recently merged with CredAbility, an app-based service offering that started from a free monthly credit report and has evolved into a credit platform with a mission to help customers understand, improve and manage their finances under one roof.

We are a fast-growing data-driven business offering a dynamic working environment where innovating on behalf of our customers is at the heart of everything we do. If this sounds exciting to you, please read on.

We currently have an opportunity for a Strategy & Financial Modelling Manager to join the business.

This is a fully remote role and the successful candidate could be based in the UK, Cyprus, Greece, or Italy. 
With offices in Manchester, UK and Cyprus, there is also an option of hybrid working.

Job requirements

Role and Responsibilities

This is a new position for an entrepreneurial, passionate, and well-rounded Manager to join our Strategy & Financial Modelling Team (S&FM), reporting to the Head of Strategy & Financial Modelling .

Our mission is to help build on as well as execute the existing strategy focused on growing and enhancing our product offering. We help secure growth by supporting decision making through quantitative and qualitative analysis, and improving intelligence on areas that present the biggest opportunities. 

Key areas of focus for the team include: 

  • Strategy & Financial Modelling
    • Financial modelling to support strategic direction and configuration of strategic initiatives
    • Prepare and review business case evaluations
    • Own the financial forecasting model for credit platform
    • Own the narrative behind the financial performance of the company
    • Investor/senior stakeholder strategic reporting
    • Support delivery of strategic initiatives
  • Strategic Partnerships (lending marketplaces and key data vendors)
    • Explore and analyse business case and commercials for onboarding of new partners
    • Analyse performance of credit marketplaces to identify pain points and opportunities
    • Propose solutions and manage execution
    • Manage and enrich intel exchange with partners
    • Help maintain relations with partners via effective communication
  • Data Science (Machine Learning)*
    • Own roadmap of DS/ML initiatives and lead the prioritisation
    • Manage execution and provide relevant commercial guidance to data science team
    • Own the dynamic map of customer intelligence (CI) available to the company
    • Lead the process of mapping out ML/DS projects based on CI
    • Understand gaps & opportunities in CI and seek solutions (internal/external)

* the role does not involve technical application of machine learning

The S&FM Manager will be expected to contribute principally to the first two pillars, and to the third primarily via sizing up the potential impact from ML models under consideration.

You will need to exhibit excellent ability to think strategically and commercially, analyse and quantify, prioritise, as well as communicate effectively with senior stakeholders (internally or externally). 

You are passionate about problem-solving and asking the right questions, gathering and creating intelligence which guides decision-making and in turn delivers added value to the customer. 

You love thinking big and are deeply passionate about getting things right

You are naturally results-driven and thrive in a fast-paced environment.

The successful candidate will contribute to the organization through enabling change, evolution, and innovation - unlocking unparalleled utility for our customers.

Essential Skills and Competencies

  • Minimum of 5 years’ experience in a relevant position in financial services (consulting / corporate finance / IB / strategy / strategic finance / FP&A)
  • MBA/CFA/ACA/ACCA or similar (can be waived subject to experience)
  • Financial and business modelling expert
  • Excel wizard
  • Good understanding of the credit market and financial services
  • Highly analytical and data-driven
  • Commercial acumen, awareness & curiosity
  • Great people skills
  • Experience coaching
  • Excellent written and verbal communicator
  • Highly proactive – you love to take ownership of everything you do
  • Most importantly: You share our core values – Professionalism, Respect, Humility, Passion, Openness and Trust

Desirable

  • Previous experience in the digital consumer credit space
  • Experience as a manager

Unicorn

  • Experience working with data scientists and application of machine learning
  • Experience in credit risk modelling (or relevant e.g. actuarial science)
  • Working knowledge of SQL

What’s in it for you:

We highly value people that can make a difference and to reflect this we offer:

  • Start 25 days holiday (plus Bank Holidays)
  • Birthday off (carried over if your birthday is at a weekend)
  • Buy, Sell, Transfer Holidays
  • 1 community day
  • Pension contribution
  • Fully remote – work anywhere at any time
  • Eye test vouchers
  • Quarterly awards
  • Perkbox